Kristal has more than 20 years of experience working in partnerships and more than 15 years of experience in financial services. Her experience spans major brands such as American Express and PayPal, founder and executive positions at tech startups, and leading partnerships for a digital bank.

Kristal was most recently General Manager of Strategic Partnerships at Funding Circle US, a leading online platform for small business lending. There, she managed the partner channel P&L and was responsible for strategy, planning, forecasting, and revenue and profitability growth. Her teams were responsible for the entire partnership lifecycle, from identifying and signing new partners, to partner integrations and launches, ongoing partner management and growth, and revenue and data operations.

Kristal is known for collaborating across teams to transform customer, partner, and employee feedback into profitable products and processes and is passionate about democratizing access to financial services to create financial empowerment for all.

She holds an MBA from New York University and a BS in Journalism from University of Oregon. She lives in Jersey City, NJ with her two teenagers and rescue mutt.